What does NCIS stand for?

NCIS stands for Naval Criminal Investigative Service
What does NCIS mean?
NCIS means '‘ Naval Criminal Investigative Service '' 

NCIS is an Abbreviation / Acronym / short form word which means Naval Criminal Investigative Service

What is Naval Criminal Investigative Service? 
The United States Naval Criminal Investigative Service (NCIS) is the primary law enforcement agency of the U.S. Department of the Navy. Its primary function is to investigate criminal activities involving the U.S. Navy and U.S. Marine Corps, though its broad mandate includes national security, counterintelligence, counter-terrorism, cyber warfare, and the protection of U.S. naval assets worldwide. NCIS is the successor organization to the former Naval Investigative Service (NIS), which was established by the Office of Naval Intelligence after the Second World War.
Source: wikipedia
Full Form of NCIS in different Categories
Acronyms, abbreviations, Full form, shorthand, Internet slang word term and initialism of NCIS and what does NCIS stand for in different categories are following: -
NCIS  Naval Criminal Investigative Service
NCIS  National Centre for Indigenous Studies - University
NCIS  National Crop Insurance Service 
NCIS  National Crime Intelligence Service
NCIS  No Change in Status
NCIS  Network Communications and Information Systems - Organisations 


Some Common question/query related to NCIS – Naval Criminal Investigative Service

What is abbreviation / short form of Naval Criminal Investigative Service? – NCIS
What is full form of NCIS? -  Naval Criminal Investigative Service
How to abbreviate Naval Criminal Investigative Service?  -   NCIS

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What does ATM Stand for?

ATM stands for Automated teller machine


What is full form of ATM?

Full Form of ATM ‘‘Automated teller machine '' 

ATM is an Abbreviation / Acronym / short form word which means Automated teller machine.

What is Automated teller machine?  Definition of ATM - Automated teller machine.

ATM or Automated Teller Machine is an electronic telecommunications banking device and outlet that allows customers to access their basic banking transactions without the aid of a branch representative. It is a specialized computer kept a banking outlet in order to make a variety of financial transactions.

Automated Teller Machines, generally known as ATMs, have become a vital part of our day to day activities and banking systems, revolutionising the way we access and manage our finances and banking transactions and almost all types of businesses. In this page, we will focus on the origins, workings, benefits, and drawbacks of ATMs, as well as their profound effect on the banking industry and society as a whole.

What Does an ATM Stand For?

ATM stands for "Automated Teller Machine." These machines are automated, computerized devices that provide customers with a convenient way and easy banking transactions  and help to perform various banking transactions without needing to visit a physical bank branch and interact with a human teller.

A Brief History of ATMs

The concept of automated banking and its related activities can be traced back to the early 20th century when various devices were developed to streamline banking processes. However, it wasn't until the late 1960s that the first true ATMs with special coded cards as we know them today were introduced.

The Birth of the ATM: On 2 September 1969, Chemical Bank installed a prototype ATM in the U.S. at its branch in Rockville Centre, New York. The first ATMs were designed to dispense a fixed amount of cash when a user inserted a specially coded card. It was a monumental step in the automation of banking services, allowing customers to withdraw cash,  and later on check balances, and more, outside of traditional banking hours and now we are at a very advanced stage.

Global Expansion: The success of the ATM concept quickly spread, with the first ATM in the United States being installed by Chemical Bank in New York in 1969. Over the next few decades, ATMs became a common sight in banks and other locations worldwide.

Technological Advancements: As technology advanced, so did ATMs. They evolved from basic cash dispensers to multifunctional machines like today that could accept deposits, transfer funds, and provide printed statements.

How Do ATMs Work?

ATMs operate using a combination of hardware, software, and secure network connections. Here's a step-by-step breakdown of how they work:

Card Authentication: The user inserts their ATM card into the machine. The card contains a magnetic stripe or a chip that holds the user's account information.

PIN Entry: After inserting the card, the user is prompted to enter a Personal Identification Number (PIN). This PIN is secret and we should not disclose it to anyone. This adds an extra layer of security to verify the user's identity.

Transaction Selection: The ATM offers a menu of transaction options, such as withdrawing cash, checking an account balance, depositing money, transferring funds, and more.

Transaction Processing: At first, once the user selects a transaction, the ATM communicates with the user's bank or financial institution through a secure network. The bank verifies the user's identity and the transaction details.

Cash Dispensing or Receipt Printing: If the transaction involves withdrawing cash, the ATM counts and dispenses the requested amount. For other transactions, such as balance inquiries, the ATM prints a receipt with the relevant information.

Transaction Completion: After the transaction is completed, the ATM returns the user's card, and the user can collect their cash or receipt.

Advantages of ATMs

ATMs offer numerous advantages to both banks and consumers:

Convenience: ATMs provide 24/7 access to banking services at home on their mobile, making it convenient for customers to perform transactions at their own pace and outside of traditional banking hours.

Accessibility: ATMs are available at a wide range of locations at every corner of the city and large villages, including banks, convenience stores, malls, and airports, making them easily accessible to users.

Reduced Queues: By automating routine banking tasks with the introduction of new technologies to ATMs, it helps reduce the lines and wait times at physical bank branches, improving overall customer service.

Privacy: Users can discreetly conduct and benefit from their banking transactions without the need for face-to-face interactions with bank tellers.

Cash Availability: ATMs ensure a steady and regular supply of cash, allowing users to withdraw money even when bank branches are closed.

Disadvantages of ATMs

While ATM offers many benefits, they are having some drawbacks:

Security Concerns: ATMs can be vulnerable to fraud and transactions without information by hackers, including card skimming, card cloning, card trapping, and phishing attacks. Users must remain vigilant to protect their personal and financial information.

Fees: Some ATMs charge very high fees for using services, especially when customers use machines for many times and outside of their bank's network. These fees can add up over time.

Limited Functions: Although modern ATMs offer numerous services, some complex transactions like deposit notes and coins still require assistance from human bank employees.

Maintenance Issues: ATMs can experience technical glitches or run out of cash, leading to inconveniences for users.

The Impact of ATMs on the Banking Industry

ATMs have had a profound effect on the banking industry:

Cost Savings: Banks have realised significant cost savings by reducing the need for as many physical branches and tellers. This has allowed them to allocate resources more efficiently.

Extended Reach: ATMs have expanded the reach of banks at every corner of the city, allowing them to serve customers in remote or underserved areas where it may not be feasible to establish a physical branch.

Customer Expectations: The new features of ATMs have raised customer expectations for convenience and accessibility. Banks are continually improving their ATM by introducing new technologies in networks and services to meet these demands.

Technological Advancements: The development of ATMs has spurred innovations in banking technology, such as mobile banking apps and online banking platforms, further transforming the industry.

ATMs and Society

ATMs have also had a significant impact on society as a whole:

Financial Inclusion: ATMs have played a vital role in increasing financial inclusion by providing access to banking services for individuals and business sectors who may not have had easy access to physical bank branches.

Cash Economy: ATMs have facilitated cash transactions, day to day banking activities and cash-based economies, allowing individuals and businesses to carry out daily transactions efficiently at home.

Consumer Empowerment: ATMs empower consumers by giving them greater control over their finances at each stage of day to day activities and for business transactions. People can manage their accounts, check balances, and withdraw money as needed.


Automated Teller Machines (ATMs) have developed at its advanced stage since their inception in the late 1960s. They have revolutionised the way we access and manage our finances, checking balances and transferring amounts ,providing convenience, accessibility, and cost savings for both banks and consumers. While they have their advantages and disadvantages, ATMs remain an important part of the modern banking field, shaping the industry and society at large at every stage and day to day banking activities. As technology continues to evolve and introduction of new technology and AI, it will be fascinating to see how ATMs continue to adapt and serve the ever-changing needs of customers.


Full Form of ATM in different Categories

Acronyms, abbreviations, Full form, shorthand, Internet slang word term and initialism of ATM and what does ATM stand for in different categories are following: -
Automatic Time Management
At The Moment
Texting / General
According to Me
Texting / Chatting
Area Telecommunications Manager 
Telecom Industry
Annual Technical Meeting
Technical Management
Advanced Technical Services
Technical Administration
Advanced Test Module
Advanced Testing Method
Automatic Test Methods
Automatic Track Management
Record Management
Automatic Ticketing Machine 
Railway / Bus / Services
Association of Textile Manufacturers
Organisations / Associations
Area Training Manager 
Asynchronous Transfer Mode
Against the Mainstream
Land Environment
Anything That Moves
Atmosphere of Pressure
Air Targeting Mode
Defence / Military
Automatic Transmission Module
Computed Automation
Any Time Money
Banking and Finance
Automated Teller Machine
Advanced Traffic Management
Aviation Management
Air Transportation Management
Aviation Industry
Air Traffic Management
Aviation / Airport
Aircrew Training Manual
Air Transport Movement
Automatic Teller Machine
Automation Production
Atmosphere / Environment
Air Traffic Manager
Air Traffic Management


Some Common question/query related to ATM – Automated teller machine

What is abbreviation / short form of Automated teller machine? – ATM
What is full form of ATM? -  Automated teller machine
How to abbreviate Automated teller machine?  -   ATM
What does ATM stand for in texting? – At The Moment

What does ATM stand for in Chemistry?
Atm in chemistry stands of atmospheric pressure. It is defined as the pressure exerted by the weight of the atmosphere, which at sea level. It is one of the units of pressure. It's one unit equal to pressure exerted by atmospheric gases on the sea surface. It varies across the land or sea or place but it remains around 1atm. Pressure of air (atmosphere) is measured by barometer device.
The New meaning of ATM

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Discuss about ATM means / ATM definitions on Forum / Write to us / Comment below. 

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